When people think about living on a budget in retirement, they usually think about having to sacrifice necessities. But, retirement does not need to be full of sacrifices at all. You can live frugally and still have a good deal of fun in the process.
Because of the recent poor economy, people are needing to reconsider what their finances will look like down the road, particularly people who are already retired or are looking to retire soon. Almost everyone has seen their investments take a beating, leaving some to wonder if they can truly afford to retire.
Have you considered lifestyles that are cheaper but also fun? How about living in a park model mobile home? It can be a seasonal option or you could do it all year round.
But is this really an economical alternative? You should be able to purchase a pre-owned mobile home for between $15,000 to $20,000, including furnishings. For a minimum of $25,000, you can purchase a brand new model. If you attempt to buy a stick built home for this kind of money you will be looking at something similar to a dog house, and for a small dog at that.
Can a park-model mobile home support an active lifestyle? People who are live around Phoenix are only about an hour away from Mesa, Arizona, the largest city for park model mobile homes. In Mesa, you have several communities to choose from. On the smaller side, there are those with just around a hundred mobile homes. Others have over 2,000 units in one community. These communities have a variety of amenities. You will find golf courses at some.
The list of activities that they offer is as long as your arm. The clubhouses and craft rooms resemble summer camps for those 55 and older. People living there are always having a lot of fun and the only tough decision they have to make is which activity to do each day.
Cheap living in retirement can be both fun and frugal. Do not give up on retirement until you explore all the options. At a price that anybody is able to afford, living in a park model mobile home can be more fun then you could have imagined. Enjoy.
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categories: real estate,home improvement,finance,family,other,investment
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