When you think about retiring on a limited budget, you may envision going without heat, eating cat food or other equally distasteful things. Have no fear, this isn’t the way it has to be. You can live frugally and still have a good deal of fun in the process.
The current state of the economy has many of us changing the vision of the future, especially if we are nearing retirement age. Some people are even saying “I can’t afford to retire now” because of the severe hits that have hit our investment accounts.
It is possible to retire on a budget, but still lead an active and enjoyable life. What about moving to a mobile home park? These can be either seasonal or year-round residences.
You might be wondering how this is frugal. You should be able to purchase a pre-owned mobile home for between $15,000 to $20,000, including furnishings. A new park model can cost upwards of $25,000. If you attempt to buy a stick built home for this kind of money you will be looking at something similar to a dog house, and for a small dog at that.
Can a park-model mobile home support an active lifestyle? People who are live around Phoenix are only about an hour away from Mesa, Arizona, the largest city for park model mobile homes. There is a number of mobile home parks in Mesa from which you can select. On the smaller side, there are those with just around a hundred mobile homes. Others have over 2,000 units in one community. A couple even include their own private golf courses.
Every community offers a great number of activities in which you can participate. For those who are 55 and older they have clubhouses and craft rooms that are kind of like summer camps for older people. The choice of which activity to do today is the only stress that these people endure, they enjoy so much activities and have so much fun.
So, if you’re looking at retiring on a limited budget, there is no need to worry. Do not give up on retirement until you explore all the options. You may discover that living in a park model mobile home is more fun than you can imagine…all at a price that anyone can afford. Have fun.
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